Credit unions are not-for-profit, cooperative financial institutions that are owned and controlled by members.
The top priority for credit unions is to serve their member-owners, unlike other financial institutions that focus on making a profit for its shareholders. By becoming a member of a credit union one can enjoy the benefits provided in the form of lower loan rates, higher interest rates on deposits and lower fees.
Credit unions provide healthy competition in the marketplace; this encourages other financial institutions to work harder to keep their customers satisfied, therefore, all consumers benefit from credit unions. Credit unions are meeting the financial needs of people all over the world. In fact, nearly 82 million people nationally belong to 8,410 credit unions, reaching over one-third of the nation's population.
Join a credit union today and start taking advantage of member ownership.
Click here if you're interested in joining a credit union near you.
Source: Callahan's Credit Union Report
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