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    <title>STCU News Archive</title>
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    <description>Here's the latest financial and STCU news. As an added benefit to our members, we provide information about financial trends, details about the outstanding STCU services, and the latest news for STCU members.</description>
    <dc:date>2012-05-19T00:06:02-08:00</dc:date>
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      <rdf:Seq><rdf:li resource="http://beta.stcu.org/news/energy_efficiency_loans.html"/><rdf:li resource="http://beta.stcu.org/news/eight_onlinebanking_tricks.html"/><rdf:li resource="http://beta.stcu.org/news/IRS_dirty_dozen_taxscams.html"/><rdf:li resource="http://beta.stcu.org/news/creditcard_penalty_rates.html"/><rdf:li resource="http://beta.stcu.org/news/cashback.html"/><rdf:li resource="http://beta.stcu.org/news/commercial_realestate_referral.html"/><rdf:li resource="http://beta.stcu.org/news/four_members_towatch.html"/><rdf:li resource="http://beta.stcu.org/news/change_your_address_atSTCU.html"/><rdf:li resource="http://beta.stcu.org/news/paper_bonds_end.html"/><rdf:li resource="http://beta.stcu.org/news/text_for_ATM.html"/><rdf:li resource="http://beta.stcu.org/news/balancetransfer.html"/><rdf:li resource="http://beta.stcu.org/news/excessive_transactions.html"/><rdf:li resource="http://beta.stcu.org/news/loans_that_save_money.html"/><rdf:li resource="http://beta.stcu.org/news/ready_for_a_disaster.html"/><rdf:li resource="http://beta.stcu.org/news/why_savingrates_dropped.html"/><rdf:li resource="http://beta.stcu.org/news/surefire_ways_tomaximize_yourdividends.html"/><rdf:li resource="http://beta.stcu.org/news/what_todo_when_you_retire.html"/><rdf:li resource="http://beta.stcu.org/news/moneycoach_paying_for_education.html"/><rdf:li resource="http://beta.stcu.org/news/opt_in_now.html"/><rdf:li resource="http://beta.stcu.org/news/apartment_loans.html"/><rdf:li resource="http://beta.stcu.org/news/nocost_homeloan.html"/><rdf:li resource="http://beta.stcu.org/news/twitter.html"/></rdf:Seq>
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  <item rdf:about="http://beta.stcu.org/news/energy_efficiency_loans.html">
     <title>Energy loans for biz as low as 1.90% APR</title>
     <link>http://beta.stcu.org/news/energy_efficiency_loans.html</link>
     <description>Reducing your cost of business just got easier with a low-cost energy efficiency loan from STCU. Now as low as 1.90% APR. More.</description>
     <dc:date>4/23/2012 2:15:39 PM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/eight_onlinebanking_tricks.html">
     <title>8 online banking tricks</title>
     <link>http://beta.stcu.org/news/eight_onlinebanking_tricks.html</link>
     <dc:date>4/13/2012 5:23:01 PM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/IRS_dirty_dozen_taxscams.html">
     <title>Don't get dirtied by these dozen tax scams</title>
     <link>http://beta.stcu.org/news/IRS_dirty_dozen_taxscams.html</link>
     <description>Avoid getting dirty this tax season with these dozen scams cited by the IRS. Learn more.&nbsp;</description>
     <dc:date>3/8/2012 8:15:41 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/creditcard_penalty_rates.html">
     <title>Are you getting smacked by credit card penalty rates?</title>
     <link>http://beta.stcu.org/news/creditcard_penalty_rates.html</link>
     <dc:date>2/13/2012 4:10:41 PM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/cashback.html">
     <title>1% cash back on your loan</title>
     <link>http://beta.stcu.org/news/cashback.html</link>
     <description>Get 1% cash back when you move your car, boat, or RV loan to&nbsp;STCU. It's the easiest money you'll ever make. Learn more.</description>
     <dc:date>4/18/2012 11:18:23 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/commercial_realestate_referral.html">
     <title>Your referral could be worth $100</title>
     <link>http://beta.stcu.org/news/commercial_realestate_referral.html</link>
     <description>Refer a commercial real estate loan to STCU and you could earn $100. Learn more.</description>
     <dc:date>1/4/2012 2:30:00 PM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/four_members_towatch.html">
     <title>Four members to watch</title>
     <link>http://beta.stcu.org/news/four_members_towatch.html</link>
     <description>Every member is a star at STCU. And each one has a story. Here are four worth watching.</description>
     <dc:date>2/6/2012 10:18:03 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/change_your_address_atSTCU.html">
     <title>Moving? Give us your change of address</title>
     <link>http://beta.stcu.org/news/change_your_address_atSTCU.html</link>
     <description>Have you moved? Are you moving? Your&nbsp;change of&nbsp;address at the Post Office does NOT change your address at STCU. Avoid delays receiving tax statements and other documents. Please notify STCU today of any change of address! Learn more.</description>
     <dc:date>2/2/2012 8:58:11 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/paper_bonds_end.html">
     <title>Saving bonds go digital</title>
     <link>http://beta.stcu.org/news/paper_bonds_end.html</link>
     <description>After 70 years of offering the purchase of paper U.S. Savings Bonds at its branch locations, STCU will end this service on January 1, 2012, when the Treasury Department switches to digital bonds only. Learn more.</description>
     <dc:date>1/5/2012 11:48:13 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/text_for_ATM.html">
     <title>Text for a surcharge-free ATM</title>
     <link>http://beta.stcu.org/news/text_for_ATM.html</link>
     <description>Members of STCU and other credit unions can text message on their mobile device to locate the nearest ATM. Here's how.</description>
     <dc:date>3/16/2012 1:30:13 PM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/balancetransfer.html">
     <title>Reduce card balances to 6.9% APR</title>
     <link>http://beta.stcu.org/news/balancetransfer.html</link>
     <description>Transfer your balances to an STCU Visa&reg; and get 6.9% APR* for the life of your balance transfer.&nbsp;Learn more.</description>
     <dc:date>3/15/2012 2:25:44 PM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/excessive_transactions.html">
     <title>Dodge the &quot;draft.&quot; Avoid $5 fees for excessive transactions</title>
     <link>http://beta.stcu.org/news/excessive_transactions.html</link>
     <description>Dodge the 'draft.' Here's how to avoid paying $5 fees for excess "overdraft" transactions on your saving and money market accounts at STCU. More.</description>
     <dc:date>5/3/2012 8:26:34 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/loans_that_save_money.html">
     <title>Can a loan save you money?</title>
     <link>http://beta.stcu.org/news/loans_that_save_money.html</link>
     <dc:date>7/12/2011 8:54:21 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/ready_for_a_disaster.html">
     <title>When disaster looms, expect the worst at Ready.gov</title>
     <link>http://beta.stcu.org/news/ready_for_a_disaster.html</link>
     <description>River rising? Tornadoes forming? Wildfire burning?&nbsp;Whatever the disaster, there's a plan at Ready.gov, the&nbsp;website that always expects the worst.&nbsp;Time&nbsp;to assemble a personal disaster plan, including&nbsp;financial preparedness&nbsp;at STCU. Learn more.</description>
     <dc:date>6/14/2011 8:39:17 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/why_savingrates_dropped.html">
     <title>Why saving rates have dropped</title>
     <link>http://beta.stcu.org/news/why_savingrates_dropped.html</link>
     <description>While the cost of living continues to go up, federally insured savings rates at most banks and credit unions keep going down. Why? Learn more at STCU.</description>
     <dc:date>10/18/2011 11:46:43 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/surefire_ways_tomaximize_yourdividends.html">
     <title>Two investments that never lose</title>
     <link>http://beta.stcu.org/news/surefire_ways_tomaximize_yourdividends.html</link>
     <description>To successfully save money for your future, you need to know where the bargains are. Here are two ways for you to get the most out of your federally insured deposits at STCU. Learn more.
<P>&nbsp;</P></description>
     <dc:date>10/18/2011 11:47:39 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/what_todo_when_you_retire.html">
     <title>What will you do when you retire? MoneyCoach advice</title>
     <link>http://beta.stcu.org/news/what_todo_when_you_retire.html</link>
     <description>When someone says you should plan for retirement, you may think they mean "save your money." But for most people, the key to a happy and fulfilling retirement is to stay busy, says MoneyCoach, a free financial education service for members and friends of STCU. Learn more.</description>
     <dc:date>4/25/2011 8:30:38 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/moneycoach_paying_for_education.html">
     <title>Paying for education: MoneyCoach advice</title>
     <link>http://beta.stcu.org/news/moneycoach_paying_for_education.html</link>
     <description>Get the truth on how to plan and pay for a college education at MoneyCoach, a free online financial education service for STCU members and friends. Learn more.
<P>&nbsp;</P></description>
     <dc:date>3/31/2011 3:22:55 PM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/opt_in_now.html">
     <title>Never be denied! Opt-in now</title>
     <link>http://beta.stcu.org/news/opt_in_now.html</link>
     <dc:date>4/11/2011 12:47:32 PM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/apartment_loans.html">
     <title>Multi-family housing loans available</title>
     <link>http://beta.stcu.org/news/apartment_loans.html</link>
     <description>People always need a place to live. With low rates and funds readily available, STCU offers an excellent opportunity to invest in apartment buildings with a multi-family housing loan. Learn more.</description>
     <dc:date>4/3/2012 8:32:31 PM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/nocost_homeloan.html">
     <title>Get a $0 cost home loan</title>
     <link>http://beta.stcu.org/news/nocost_homeloan.html</link>
     <description>Lock in a low mortgage rate and refinance at STCU with $0 closing costs. Learn more.</description>
     <dc:date>12/1/2011 11:33:38 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/twitter.html">
     <title>We're on Twitter</title>
     <link>http://beta.stcu.org/news/twitter.html</link>
     <description>Even a credit union can have personality. Thats why we're on Twitter. Learn more.</description>
     <dc:date>12/6/2011 10:22:15 AM</dc:date>
  </item>
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