Certificates

Watch your money grow

Investing in an STCU certificate is a sure bet. Unlike the stock market, our dividends always go up. And accounts are insured to at least $100,000, so the money you save is there when you need it.

STCU add-on certificates

You don't have to begin with a stack of money to invest in STCU certificates. Start with as little as $500 and set your own term from 6 to 60 months. Open an STCU certificate right now from existing funds in your STCU account.

As your balance reaches a higher tier of savings, you earn higher dividends. (Even bigger returns are available for those with higher balances. Contact us.)

• Accelerate your savings with monthly payroll contributions or automatic transfer from another STCU account. Add from $25 to $5,000 per month!
• Accounts insured by the NCUA for at least $100,000.
• IRA option. Diversify your portfolio by choosing any STCU certificate for your Individual Retirement Account.

Specialty certificates

Deferred earnings certificate

• Save money by deferring income into the next tax year.
• $2,000 to open.
• Earnings compounding annually.

President's Premium certificate

Offered periodically by STCU, the President's Premium provides a great rate on a 30-month certificate. Just $25,000 opens your certificate.

Jumbo certificate

Earn a premium rate on this large, 1- to 3-month investment.

5-year certificate

Our highest rate of return on a five-year investment. Open with as little as $2,000 and watch your dividends compound monthly.