About STCU
What's a credit union?
STCU's story
Financial strength
People in charge

Get involved
Be an STCU member
Join STCU's Kids Club
Follow STCU's teens blog
Work for STCU
Be a business partner

Power of cooperation
Community involvement
Member classifieds

News and events
Newsroom
Events calendar
STCU deals
Subscribe to Member News
We're on Twitter

Our promises
Your member rights

Membership

The rewards of membership last a lifetime

STCU offers you special advantages for managing your money: 

• Attractive rates
• Lower fees
• Superior products
• Dependable advice
• Outstanding member service

Join us!

If you live, work, worship, or go to school in the State of Washington or in Bonner or Kootenai counties in Idaho, you are eligible to join STCU.

There is a one-time membership fee of $20 (students and children under age 18 only pay $5). That's a small price to pay for the rewards you will experience with STCU. 

Rewards of Membership

• Ownership stake - STCU is a not-for-profit cooperative, where every member is automatically an owner. Ownership has its advantages...such as attractive rates, lower fees, and personalized service. Simply put, every time you use a service at STCU, you're paying yourself.
• The credit union difference - Banks serve their stockholders who demand a return on their investment, but STCU is a cooperative that provides the most attractive rates and lowest possible fees on all our services...resulting in a substantial savings to you!
• Portable account access - As a participant in the "shared branching" network, STCU offers members access to hundreds of credit unions throughout the nation. In addition, there are thousands of ATMs nationwide where you can use your STCU CheckCard surcharge free!
• Convenience -From free online banking to surcharge-free ATMs and our helpful Member Service Representatives, you'll appreciate the numerous convenience services at STCU. Read STCU News to keep up on new services available at STCU.
• Financial Service - If you have questions about your financial future, talk (or chat) to STCU's knowledgeable Member Service Representatives about the options available to you.
• Custom-fit financing and savings - Whatever your needs for financing and savings, STCU will tailor your accounts and funds to fit your lifestyle and your goals.
• Partnership deals and special member-only offers - What's a partnership? It's a relationship that STCU has with other businesses to leverage the buying power of thousands of members with member-only deals that reward you with substantial savings.
  

  VALIC - investments
  Andre-Romberg - insurance
  

• Insured deposits and financial stability - Your deposits are federally insured to $250,000 by the National Credit Union Administration.

Join us!

You're welcome to become a member of the largest credit union in the Inland Northwest if you belong to one of the following categories listed below:

Washington and North Idaho residents: If you live, work, worship, or go to school in the State of Washington or in Bonner and Kootenai Counties in Idaho.

Family and relatives: If you have a relative by blood, marriage, or adoption who lives, works, worships or goes to school in the State of Washington or in Bonner and Kootenai Counties in Idaho.

Students: If you are a student under the age of 18 or a student attending a college or university in the State of Washington or Bonner and Kootenai Counties in Idaho.

Community Business Partners: If your employer is affiliated with STCU as a Community Business Partner.