When your company starts making changes...

...you'll still have your IRA

Life is full of surprises. Some more challenging than others.

Prepare for the unexpected by opening an Individual Retirement Account (IRA) at Spokane Teachers Credit Union. It's a great way to roll your 401(k) funds into an insured account when you're between jobs.

It costs nothing to open an IRA at Spokane Teachers, and it will help you to resist the temptation to spend your retirement accounts early.

• Any amount opens account.
• Dividends are tax-deferred.*
• May be rolled into a Roth IRA later.
• Anyone with earned income is eligible.
• Federally insured up to $100,000 by the National Credit Union Administration.

No matter what changes occur in life, you'll still have your IRA. Open yours today!

For more information, visit any of our convenient branch locations or call (509) 326-1954 in Washington, (208) 619-4000 in Idaho, or toll-free at (800) 858-3750.

Learn how to use a Roth IRA as an emergency fund.

*Consult your tax adviser about IRA contribution limits and possible tax advantages.