STCU free checking
Earn dividends on higher balances!
Checking is always free to our members. Maybe that's why so many households have more than one checking account.
Choose from our Standard Checking account or with higher balances on our Dividend Checking account.
Both cost you nothing. With either choice, you can get:
- Unlimited check writing
- Free Visa CheckCard
- 24-hour online, phone, and ATM access
- Duplicate checks with each order
- No monthly service fee or "per check" fees
- Overdraft protection
- Free online check images
- Free checks if you're 55+ with direct deposit
STCU checking accounts
| STCU checking |
Service fee |
Min. opening |
Dividends |
CheckCard |
Transaction limits |
NCUA insured |
| Standard |
no |
$0* |
none |
free |
unlimited |
yes |
| Dividend |
no |
$10,000* |
|
free |
unlimited |
yes |
*Note: The Standard Checking account has a minimum opening deposit of $50 if the account is opened online. The Dividend Checking account can go below $10,000, however it will not earn dividends.
