Personal loans

Loans that fit your lifestyle

What provides you fast cash, often with no collateral required? An STCU personal loan!

• No loan fees.
• Competitive rates.
• Quick online loan approval.
• Creditworthiness determines price of your loan, so good credit is rewarded.
• Discount rates on signature and personal-secured loans when using automatic payment from an STCU account.

Loan Options

Signature Loans

No collateral is necessary for a signature loan, making it the fastest loan possible for whatever you need.

Personal Secured Loans

Finance an older vehicle or other needs that may require more cash than the value of your collateral. Better rates and terms often available.

Share or certificate secured loans

Get the best of both worlds by borrowing against your own savings. Build credit history while borrowing up to 100% of your savings or certificate balances. You continue to earn dividends and pay an astoundingly low interest rate.

STCU personal line of credit

Get an STCU personal line of credit that you can tap online or by telephone or check when you need it most.

• Low annual fee.
• Prime + 2% rate.
• Draw up to three times your monthly income.
• Interest-only payments.
  

Extended lending hours. STCU loan officers are available by phone until 7 p.m. weekdays at 509) 326-1954 (select the "loan option" to direct your call to our Lending Center.) We welcome your after-hours calls!