STCU Rates

Visa CardsVisa Classic (L30)Visa Platinum (L25)Visa Gold (L29)
Annual Percentage Rates (APR) For Purchases

The APR for the purchase balance is

13.90%

The APR for the purchase balance is

8.90%

The APR for the purchase balance is

10.90%
Other Annual Percentage Rates (APR)

The APR for the cash advance balance is

13.90%

The APR for transferred balances is

13.90%
Paying Interest

Your due date is at least 23 days after the close of each billing cycle. We will not charge any interest on the portion of the purchases balance and promotional balances that you pay by the due date each month.

For Credit Card Tips from the Federal Reserve Board

To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard.

How We Will Calculate Your Balance

Average Daily Balance (including new purchases).

Average Daily Balance (including new purchases).

Average Daily Balance (including new purchases).

Annual Fee$12.00*NoneNone

Other Fees for All Visa Accounts

Transaction Fees
Foreign Transaction Fee Up to 1% of the US dollar amount of the foreign transaction.
Cash Advance Fee/ Balance Transfer Fee 2% of the cash advance transaction but not less than $5.
Penalty Fees
Late Payment Fee $25.00
Returned Item Fee $25.00

Notes

  1. *Annual fee waived with e-Statement.

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