STCU savings accounts

Great rates. Federally insured

Open an STCU First5 Savings Account for super returns on your first $500. Add more as you go, compounding your money for the future.

The First5 Savings Account is…great for kids. Great for emergencies. Great for special needs. Or just for fun. .

Four ways to open a First5 Savings Account

1. Join STCU online. Deposit money from your bank or credit card to open your First5 Savings Account.
2. Chat with an STCU Member Service Representative.
3. Visit any of our convenient branch locations.
4. Call us at (509) 326-1954 or (800) 858-3750.

*APY=Annual Percentage Yield. Rate is effective September 1, 2008, and applies to the first $500 deposited in a First5 Savings account; balances above that earn 0.50% APY. Rates are subject to change. One First5 account per person. No minimum balance and fees could reduce earnings.

Standard savings

Member savings accounts are federally insured up to $100,000, so your money is there when you need it. Use automatic deposit to "pay yourself first!"

Christmas savings

Avoid the Christmas cash crunch by disciplining yourself for next season's annual gift and vacation spending spree.

Open your account at any time. Call (509) 326-1954.
No minimum to open.
Set up regular deposits to your account.
Earn generous dividends.
Principal and dividends disbursed back to you in mid-October... just in time for Christmas!

Payroll budget savings

Stretch a 9-month salary over 12 months of bills.
Funded with payroll deductions in fall, winter, and spring.
Returned with dividends as five "paydays" over the summer break.

Benefits and Features

No fees, service charges, or minimum balances. Savings accounts are supposed to make money, not cost you money. That's why STCU savings accounts have no set-up fees, no maintenance fees, and no minimum balances.

Automatic deposit. Choose our automatic deposit option and we'll credit your savings every month from your paycheck or other accounts. We make it easy to "pay yourself first."

Generous dividends. Dividends are figured on the daily balance and paid quarterly. STCU mails statements of your account activity every quarter or monthly when you have a checking account.

24-hour telephone access. With STCU's Computer-Aided Telephone Teller (CATT^®), you can make inquiries or transfers anytime, day or night, from any touchtone phone.

STCU's NetTeller^® access. Manage your money from anywhere you have access to a computer-simply and securely-using STCU's NetTeller^®.