Shared branching

Access to hundreds of credit union branches worldwide

As a member of STCU, you have access to dozens of "shared branch" locations in the Inland Northwest and hundreds of credit unions worldwide.

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A shared branch is a credit union office that agrees to handle financial transactions for members of other participating credit unions.

That means you can complete most transactions at a shared branch just as if you were visiting STCU. 

Try it! Shared branching is FREE to STCU members and some shared branches are open on Saturday!*

How to use a shared branch:

  1. Visit the shared branch of your choice.
  2. Present your account number to the Teller.
  3. Show a piece of U.S. government-issued picture ID.
  4. Complete your transaction.

Quick Drop instructions
When making a transaction through a shared branch Quick Drop box, please include the full name of "Spokane Teachers Credit Union" on your check, deposit slip, or other forms and instructions. This will ensure prompt and accurate recording of your transaction. Some credit unions do not permit Quick Drop transactions.

Each transaction you make will be automatically recorded on your Spokane Teachers account statement, using the same technology that keeps track of your ATM transactions.

Five Inland Northwest credit unions participate in the shared branch network:

Show Inland Northwest shared branch locations

Show shared branches nationwide

How the network works

Shared branches are owned and operated by local credit unions that have joined the CU Service Center® Network. As a member of the network, they agree to handle financial transactions for members of other participating credit unions at no charge.*

Your membership and account remains at STCU when you use a shared branch, but the network lets you access your accounts and conduct business at hundreds of shared branch locations.

*Normal fees for certain products and services may apply at non-STCU branches. Some participating credit unions do not permit shared branching transactions in their Drive-Thrus. We recommend that you ask first about any potential fees before your transaction is processed at a shared branch.
STCU